How much is everyone paying for insurance?

    Share
    avatar
    ditpBEN

    Posts : 21
    Join date : 2012-02-18
    Age : 23
    Location : North Yorkshire, Harrogate

    How much is everyone paying for insurance?

    Post by ditpBEN on Tue Apr 17, 2012 9:14 am

    Had to get insurance today and it just got me wondering what sort of money everyone else is paying. I remember seeing a thread like this on a car forum that was pretty interesting so thought i'd start one here. So basically state your bike, insurance type, insurance company, your No Claims Bonus if any, your annual premium, excess, plus any extras you have included.
    I'll start:

    Vespa PX 125 2003
    Third Party Fire and Theft
    Carole Nash
    2 years NCB (not that it even seems to make a difference Mad )
    £350 annual premium
    £450 excess
    Incudes full AA break down cover and loads of legal fees

    avatar
    2ToneJake

    Posts : 769
    Join date : 2011-10-10
    Age : 24
    Location : Spennymoor, County Durham

    Re: How much is everyone paying for insurance?

    Post by 2ToneJake on Tue Apr 17, 2012 10:09 am

    Vespa PX 125 2007
    Fully Comp
    Performance Direct
    2 Years NCB
    £420 (only dropped £20 from last year!)
    No breakdown cover - i found it cheaper to get it seperate, got added on me parents greenflag policy for like a tenner
    avatar
    NorthernJordan
    Site Admin
    Site Admin

    Posts : 3844
    Join date : 2011-07-20
    Age : 24
    Location : Cumbria

    Re: How much is everyone paying for insurance?

    Post by NorthernJordan on Wed Apr 18, 2012 8:15 am

    I got it for 289 with one year no claims bonus. This is through carol Nash, my renewal quote was the best price I could find with breakdown etc etc... But I got a 15 quid knocked of by haggling lol. This is fo third part fire and theft.


    ____________________
    Ready Steady Go Scooter Club - Barrow-In-Furness

    LCGB Member - 5226
    avatar
    MH 13

    Posts : 676
    Join date : 2012-01-13
    Age : 28
    Location : Preston

    Re: How much is everyone paying for insurance?

    Post by MH 13 on Wed Apr 18, 2012 9:12 am

    the last time i insured the vespa px, was last year,

    vespa px 200

    5 years NCB protected

    TPFT with breakdown cover

    Equity red star

    £92
    avatar
    2ToneJake

    Posts : 769
    Join date : 2011-10-10
    Age : 24
    Location : Spennymoor, County Durham

    Re: How much is everyone paying for insurance?

    Post by 2ToneJake on Wed Apr 18, 2012 9:13 am

    how the hell! :O

    I WISH! lol
    avatar
    NorthernJordan
    Site Admin
    Site Admin

    Posts : 3844
    Join date : 2011-07-20
    Age : 24
    Location : Cumbria

    Re: How much is everyone paying for insurance?

    Post by NorthernJordan on Wed Apr 18, 2012 9:15 am

    Five years is the magic number


    ____________________
    Ready Steady Go Scooter Club - Barrow-In-Furness

    LCGB Member - 5226
    avatar
    2ToneJake

    Posts : 769
    Join date : 2011-10-10
    Age : 24
    Location : Spennymoor, County Durham

    Re: How much is everyone paying for insurance?

    Post by 2ToneJake on Wed Apr 18, 2012 9:16 am

    therefore there really isnt such thing as cheap insurances for teenagers lol

    did yours drop at all when you passed your test?
    avatar
    MH 13

    Posts : 676
    Join date : 2012-01-13
    Age : 28
    Location : Preston

    Re: How much is everyone paying for insurance?

    Post by MH 13 on Wed Apr 18, 2012 9:19 am

    yer once you hit 5 years, TPFT is really cheap, fully comp can still be a more than a couple of hundred quid though.

    and at 5 years you can protect your ncb too, so if you have an accident you don't loose it.

    at 7 years is the holy grail as that's when your premiums are at there lowest, you can go more than 7 years but you won't or hardly get any more discount from it.
    avatar
    MH 13

    Posts : 676
    Join date : 2012-01-13
    Age : 28
    Location : Preston

    Re: How much is everyone paying for insurance?

    Post by MH 13 on Wed Apr 18, 2012 9:21 am

    when i passed my test i got straight onto the px200,

    from memory the premium did drop a bit but not loads, maybe around 50 quid i think,

    i would have to dig out my old insurance documents, but then again i didn't haggle with insurers as much as I do now, so i was probably paying more than I should of been anyway
    avatar
    MH 13

    Posts : 676
    Join date : 2012-01-13
    Age : 28
    Location : Preston

    Re: How much is everyone paying for insurance?

    Post by MH 13 on Wed Apr 18, 2012 9:23 am

    It was at 6 years ncb i saw the biggest drop in premiums,

    on the gilera nexus it went from 350ish to 190,

    my new gts i will have to see in october when my insurance is due as i have had to change it mid term, which inflates the cost and puts an admin charge on it
    avatar
    2ToneJake

    Posts : 769
    Join date : 2011-10-10
    Age : 24
    Location : Spennymoor, County Durham

    Re: How much is everyone paying for insurance?

    Post by 2ToneJake on Wed Apr 18, 2012 9:24 am

    ahh, cant wait till i've got 5 years NCB and a license lol

    i did a comparison website thing before though and i put me in as just having passed me test and it went up - because it wouldnt accept me as having passed me test that day and have 2 years NCB at the same time - its stupid
    avatar
    Wally
    Site Admin
    Site Admin

    Posts : 2092
    Join date : 2011-07-19
    Age : 28
    Location : Yoghurt County, UK

    Re: How much is everyone paying for insurance?

    Post by Wally on Thu Apr 19, 2012 4:28 am

    £80 TPFT or £190 fully comp


    ____________________
    ____________________

    “Some people will tell you that slow is good – but I’m here to tell you that fast is better. I’ve always believed this, in spite of the trouble it’s caused me. Being shot out of a cannon will always be better than being squeezed out of a tube. That is why God made fast motorcycles, Bubba…”
    avatar
    Ozzyomega

    Posts : 54
    Join date : 2012-01-08
    Age : 29
    Location : Great Yarmouth

    Re: How much is everyone paying for insurance?

    Post by Ozzyomega on Thu Apr 19, 2012 5:42 am

    For the Lammy ... 200 squid with Carole Nash fully comp...Oh and £100 extra for the PK50xl...Fully comp.
    avatar
    NorthernJordan
    Site Admin
    Site Admin

    Posts : 3844
    Join date : 2011-07-20
    Age : 24
    Location : Cumbria

    Re: How much is everyone paying for insurance?

    Post by NorthernJordan on Thu Apr 19, 2012 5:52 am

    I do worry what it'll be when I add the lammy :S


    ____________________
    Ready Steady Go Scooter Club - Barrow-In-Furness

    LCGB Member - 5226

    Sponsored content

    Re: How much is everyone paying for insurance?

    Post by Sponsored content


      Current date/time is Thu Aug 24, 2017 3:50 pm